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PennyTalk

Smart Spending, Simplified. Your personal finance companion for tracking expenses and achieving your budget goals.

Take Control of Your Finances

PennyTalk is a simple, private, and powerful expense tracker designed for everyone—especially older adults who want to manage their finances without complexity.

Key Features:

  • Track expenses and income using your voice or keyboard (English audio only).
  • Private & offline-first: your data is stored securely on your device and never shared.
  • Accessible dashboard with large fonts, clear charts, and simple navigation.
  • Categorize spending (Food, Transport, Health, etc.) and log income sources easily.
  • Export/import transactions (CSV) for easy data management.
  • Optimized for accessibility: VoiceOver, large buttons, readable fonts.
  • No ads. No tracking. No cloud fees.
Whether you’re managing a household budget or helping a loved one stay organized, PennyTalk brings peace of mind and independence to personal finance.

Why Choose PennyTalk?

Voice Expense & Income Tracking

Record your expenses and income using your voice or keyboard. Just say things like “Penny, add an expense for groceries: $25” and it’s done.

Private & Offline

Your data is stored securely on your device and never shared. PennyTalk works entirely offline for your privacy and peace of mind.

Accessible & Simple

Optimized for VoiceOver, large buttons, readable fonts, and intuitive navigation—ideal for older users or anyone who prefers a simpler interface.

See PennyTalk in Action

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